How to Apply for PM Kisan Scheme

The Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) Scheme is a landmark initiative by the Government of India aimed at providing direct income support to small and marginal farmer families across the country. Launched in December 2018, the scheme ensures financial stability for farmers by transferring ?6,000 per year in three equal installments of ?2,000 each directly into their bank accounts. This support is critical for agricultural households who often face unpredictable income cycles due to weather, market fluctuations, and rising input costs. The scheme not only enhances purchasing power but also strengthens rural economies by encouraging reinvestment in farming activities, education, healthcare, and household needs.

Understanding how to apply for PM Kisan Scheme is essential for eligible farmers to access this vital benefit. The application process has been streamlined to be accessible even in remote areas, leveraging digital platforms and existing government databases. However, many farmers remain unaware of the eligibility criteria, documentation required, or the correct procedure to register. This guide provides a comprehensive, step-by-step walkthrough of the entire application process, along with best practices, essential tools, real-world examples, and answers to frequently asked questions. Whether youre a first-time applicant or seeking to update your details, this resource ensures you navigate the system with confidence and accuracy.

Step-by-Step Guide

Applying for the PM Kisan Scheme is a straightforward process that can be completed either online or through designated local authorities. The government has designed the system to minimize barriers, particularly for farmers with limited digital literacy. Below is a detailed breakdown of each step required to successfully register or update your enrollment.

Step 1: Confirm Your Eligibility

Before initiating the application, it is crucial to verify whether you meet the schemes eligibility criteria. The PM Kisan Scheme is targeted at landholding farmer families across India. Eligibility is determined based on the following conditions:

• You must be a landholding farmer owning cultivable land as per land records.
• The scheme covers all landholding farmer families, irrespective of the size of landholding, except those excluded under specific categories.
• Families owning more than 5 hectares of land are excluded.
• Beneficiaries who are income tax payers, current or former constitutional authorities, serving or retired government employees (excluding Class IV and group D staff), and professionals like doctors, engineers, lawyers, etc., are not eligible.
• Farmers in union territories and states where land records are digitized and accessible are prioritized for automatic enrollment.

If you are unsure about your eligibility, consult your local revenue office or panchayat secretary. They can verify your landholding status using official land records (also known as Jamabandi, Khasra, or Khatauni, depending on the state).

Step 2: Gather Required Documents

To complete your application, you will need the following documents:

• Aadhaar card Mandatory for all applicants. The Aadhaar number must be linked to your bank account.
• Bank account details A valid savings bank account in your name, preferably with a nationalized bank or a bank participating in the Direct Benefit Transfer (DBT) system. The account must be active and linked to your Aadhaar.
• Land ownership proof This can include land records, pattas, revenue receipts, or any official document issued by the state revenue department confirming your ownership.
• Mobile number A functional mobile number registered in your name is required for OTP verification and status updates.
• Passport-sized photograph Some offline centers may require this for verification purposes.

Ensure all documents are clear, legible, and up to date. If your Aadhaar is not linked to your bank account, visit your bank branch to complete the linking process before proceeding with the application.

Step 3: Choose Your Application Method

You can apply for PM Kisan Scheme through two primary channels: online via the official portal or offline through designated local centers.

Online Application Process

To apply online, follow these steps:

1. Visit the official PM Kisan portal at pmkisan.gov.in.
2. Click on the New Farmer Registration link located on the homepage.
3. Select your state and district from the dropdown menus.
4. Choose your sub-district (tehsil or block), village, and ward (if applicable).
5. Enter your Aadhaar number and click Get Details. The system will auto-fill your name, fathers name, and date of birth as per Aadhaar records.
6. Verify the auto-filled information. If any details are incorrect, you may need to update your Aadhaar data through the UIDAI portal first.
7. Enter your bank account number and confirm the IFSC code. The system will validate the account and ensure it is linked to your Aadhaar.
8. Upload scanned copies of your land ownership documents. Acceptable formats are JPG, JPEG, or PDF, with a maximum file size of 2 MB.
9. Enter your active mobile number and click Send OTP. Once you receive the One-Time Password, enter it in the provided field.
10. Review all entered information carefully. Click Submit to finalize your application.
11. You will receive a confirmation message with a unique registration ID. Save this for future reference.

Offline Application Process

If you are unable to apply online, you can visit your nearest Common Service Centre (CSC), Krishi Vigyan Kendra (KVK), or your local revenue office (Tahsildar or Patwari office). Bring all required documents and request assistance from the designated official.

The official will:

• Verify your identity using your Aadhaar card.
• Check your land records in the states digitized database.
• Enter your details manually into the PM Kisan portal using a government-issued tablet or computer.
• Assist you in linking your bank account to your Aadhaar if needed.
• Provide you with a printed acknowledgment slip containing your application ID.

Offline applications are processed within 710 working days. You will be notified via SMS once your application is approved and your first installment is scheduled for disbursement.

Step 4: Track Your Application Status

After submission, you can monitor your application status using your registration ID or Aadhaar number. To do this:

1. Go to pmkisan.gov.in.
2. Click on Farmers Corner and select Status of Farmers Application.
3. Enter your Aadhaar number, registration ID, or bank account number.
4. Click Get Data.
5. The system will display your current status: Applied, Under Verification, Approved, or Rejected.

If your status shows Under Verification, it means your land records are being cross-checked with state revenue databases. This process may take up to 15 days. If your application is rejected, the portal will provide a reason such as Land records not found, Aadhaar not linked, or Excluded category.

Step 5: Receive Installments

Once approved, you will receive ?2,000 every four months, totaling ?6,000 annually. The installments are transferred directly to your bank account on the following schedule:

• First installment: 1st December to 31st March
• Second installment: 1st April to 31st July
• Third installment: 1st August to 30th November

Payments are typically credited between the 10th and 20th of the month. You will receive an SMS alert from your bank and the PM Kisan portal confirming the transaction. If you do not receive the amount within 48 hours of the scheduled disbursement date, check your bank statement and verify that your account is active. If the issue persists, revisit the portal and check for any discrepancies in your bank details.

Step 6: Update Information if Needed

Changes in personal detailssuch as bank account, mobile number, or land ownershipmust be updated promptly. To update your information:

1. Log in to pmkisan.gov.in.
2. Select Update Farmer Details under the Farmers Corner section.
3. Choose the field you wish to update: bank account, mobile number, or land details.
4. Enter the new information and upload supporting documents (e.g., a bank passbook copy for account change).
5. Submit the request and wait for verification.
6. You will be notified via SMS once the update is approved.

Note: You cannot change your name or Aadhaar number through this portal. Any such changes require updating your Aadhaar details with UIDAI first, followed by reapplication.

Best Practices

Applying for the PM Kisan Scheme is simple, but following best practices ensures a smooth, error-free experience and avoids delays in receiving your benefits. These practices are based on feedback from millions of farmers and insights from government implementation reports.

1. Verify Aadhaar-Bank Linking Early

The most common reason for application rejection is an unlinked Aadhaar and bank account. Even if you believe your details are linked, confirm this by visiting your bank branch or using the Aadhaar linking facility on your banks mobile app. A simple check can prevent weeks of waiting.

2. Use Official Channels Only

Scams targeting farmers are prevalent. Only use the official website pmkisan.gov.in or visit government-designated centers. Avoid third-party websites, WhatsApp forwards, or agents offering to speed up your application for a fee. No official fee is charged for registration or updates.

3. Keep a Digital and Physical Record

Always save a screenshot or printout of your application confirmation, registration ID, and status updates. Store these documents securely. In case of disputes or discrepancies, having proof of submission will help resolve issues faster.

4. Register All Eligible Family Members

The scheme defines a farmer family as a unit consisting of the husband, wife, and minor children. If multiple family members own land separately, each can apply individually. Ensure all eligible members are registered to maximize household income support.

5. Update Details After Land Transactions

If you buy, sell, or inherit land, update your land records with the local revenue office immediately. Failure to do so may result in your application being flagged or payments being suspended. Land record updates can take time, so initiate them as soon as possible.

6. Stay Informed About Disbursement Cycles

Payments are made in fixed cycles. Mark your calendar for the expected disbursement months. If you miss a payment, wait for the next cycle before taking action. Many delays are administrative and resolve automatically in the next installment.

7. Encourage Community Participation

Organize group sessions in your village with local leaders or agricultural officers to help neighbors apply. Collective awareness reduces misinformation and increases coverage. Many farmers who initially declined to apply later joined after seeing neighbors benefit.

8. Avoid Duplicate Applications

Applying multiple times under different names or bank accounts can lead to blacklisting. The system uses Aadhaar as a unique identifier. Duplicate entries are automatically flagged and rejected. Submit only one accurate application.

Tools and Resources

Several digital tools and official resources are available to assist farmers in navigating the PM Kisan Scheme efficiently. These platforms are designed for accessibility, even in areas with limited internet connectivity.

1. Official PM Kisan Portal

pmkisan.gov.in is the central hub for all scheme-related activities. It offers:

• Online registration and updates
• Real-time status tracking
• Downloadable application forms
• State-wise eligibility guidelines
• FAQs in multiple regional languages

The portal supports 12 major Indian languages, including Hindi, Tamil, Telugu, Bengali, Marathi, and Punjabi, making it accessible to a wide demographic.

2. PM Kisan Mobile App

The PM Kisan Mobile App is available on both Android and iOS platforms. It allows farmers to:

• Register and update details on the go
• Receive push notifications for payment disbursements
• Access helpline information (non-toll-free) and nearby service centers
• View payment history and transaction details

The app requires minimal data usage and works offline for basic functions like viewing past payments.

3. Common Service Centres (CSCs)

CSCs are government-approved digital access points located in rural areas. Over 400,000 CSCs across India provide assistance with PM Kisan applications. Operators at these centers are trained to help farmers complete registrations using biometric authentication and digital forms. Find your nearest CSC by visiting csc.gov.in and using the Find a CSC feature.

4. State Revenue Portals

Each state maintains its own land record portal (e.g., Bhulekh in Uttar Pradesh, e-Dhara in Gujarat, Patta Chitta in Tamil Nadu). These portals allow farmers to verify their land ownership status and download official documents. Cross-referencing your land records with the PM Kisan portal ensures accuracy during registration.

5. Aadhaar Portal

If your Aadhaar details are outdated or unlinked, visit uidai.gov.in to update your mobile number, address, or biometrics. Linking Aadhaar to your bank account can also be done here or via your banks net banking portal.

6. National Informatics Centre (NIC) Support

The NIC provides technical back-end support for the PM Kisan system. While farmers dont interact directly with NIC, their infrastructure ensures data integrity between state revenue departments, banks, and the central portal. Any system-wide delays are often due to synchronization lags between these entities.

7. Agricultural Extension Services

Local Krishi Vigyan Kendras (KVKs) and agricultural officers are trained to assist farmers with digital applications. They often conduct awareness camps during planting and harvesting seasons. Attend these eventsthey provide hands-on help and printed guides.

Real Examples

Real-life examples illustrate how the PM Kisan Scheme transforms lives. These stories reflect diverse geographies, landholdings, and challenges faced by farmersand how proper application led to tangible benefits.

Example 1: Suresh Kumar, Odisha

Suresh, a 52-year-old farmer from Ganjam district, owned 1.8 hectares of paddy land. He had never applied for government schemes, believing they were only for large landowners. After a neighbor received his first ?2,000 installment, Suresh visited the local CSC. With help from the operator, he submitted his Aadhaar, bank details, and land record printout. His application was approved within 11 days. The first payment helped him buy seeds and fertilizer for the next crop cycle. I didnt know I was eligible, he said. Now I tell everyone in my village to apply.

Example 2: Laxmi Devi, Bihar

Laxmi, a widow in Muzaffarpur, inherited 2.2 hectares of land from her husband. She was illiterate and had no mobile phone. Her son, studying in a nearby town, used his smartphone to register her on the PM Kisan portal. He uploaded her land record, linked her bank account, and entered his mobile number for communication. When the first payment arrived, Laxmi used it to pay for her daughters school fees. The money came when I needed it most, she shared through her son. I dont have to beg anymore.

Example 3: Rajesh Patel, Gujarat

Rajesh, a sugarcane farmer in Surat, applied for PM Kisan in 2020 but missed his second installment because his bank account was closed. He assumed the system would notify him. In 2022, he checked his status online and found it marked Rejected Bank Account Inactive. He opened a new account, linked it to his Aadhaar, and updated his details on the portal. His payment resumed in the next cycle. I learned the hard way, he admitted. Always check your bank account status before applying.

Example 4: Meena and Ramesh, Telangana

Meena and Ramesh, a married couple, each owned 1.5 hectares of land in separate names. They initially applied only under Rameshs name. After attending a KVK workshop, they learned each landholding family member could apply independently. They submitted separate applications. Both were approved, doubling their annual benefit to ?12,000. We used the extra ?6,000 to install solar pumps, Meena said. Now our water costs are zero.

Example 5: Arjun Singh, Uttar Pradesh

Arjun, a smallholder in Azamgarh, was rejected twice because his land records were not digitized. He visited the tehsil office and requested a manual verification. With a handwritten attestation from the Patwari and a revenue receipt from 2019, he was able to complete his application offline. His case was manually reviewed by state officials, and he received his first payment after 45 days. They didnt turn me away, he said. They helped me fix the problem.

FAQs

Can I apply for PM Kisan if I dont have a bank account?

No, a bank account is mandatory. The scheme operates through Direct Benefit Transfer (DBT), which requires funds to be deposited directly into a bank account linked to your Aadhaar. Open a savings account at any nationalized bank or post office bank. Many banks offer zero-balance accounts for farmers.

What if my land is in my fathers name and he has passed away?

You can apply if you are the legal heir. You must submit a succession certificate or a legal heir certificate issued by the revenue department. Once your ownership is officially recorded, your application will be processed.

Is there an age limit to apply?

No, there is no age restriction. Any farmer who owns cultivable land and meets the eligibility criteria can apply, regardless of age.

Can I apply if Im a tenant farmer and dont own land?

No. Only landholding farmers are eligible. Tenant farmers who do not have land records in their name cannot apply. However, if you have a registered lease agreement with landowner consent, some states may allow joint applicationscheck with your state revenue department.

How long does it take to get the first payment after applying?

Typically, 15 to 45 days. The timeline depends on how quickly your land records are verified by state authorities. If your records are already digitized and match your Aadhaar, approval can happen in under a week.

What if I live in a city but own farmland in a village?

You are still eligible if you are the legal owner of the land. Your urban residence does not disqualify you. Ensure your bank account and Aadhaar are updated with your current address.

Can I apply for PM Kisan if I am already receiving another government subsidy?

Yes. Receiving other subsidies like fertilizer or irrigation support does not disqualify you from PM Kisan. The scheme is designed to complement, not replace, other benefits.

What happens if I dont receive the payment on time?

First, check your bank statement. If the payment is not reflected, log in to the PM Kisan portal and check your status. If it shows Approved, contact your bank branch to trace the transaction. If your status shows Pending, wait for verification to complete.

Can I update my mobile number if I change my SIM card?

Yes. Go to the PM Kisan portal, select Update Farmer Details, choose Mobile Number, and follow the OTP verification process. You can update your number as many times as needed.

Is the scheme available for farmers in union territories?

Yes. Farmers in all states and union territoriesincluding Delhi, Chandigarh, Puducherry, and Ladakhare eligible, provided they meet the landholding criteria.

What if my application is rejected due to Land Records Not Found?

Visit your local revenue office (Patwari or Tehsildar) and request a certified copy of your land record. Submit it along with a written application for manual verification. Your case will be reviewed by state-level officials.

Conclusion

The PM Kisan Scheme represents one of the most significant efforts by the Indian government to empower small and marginal farmers through direct financial support. Its success hinges not just on policy design but on the ability of farmers to access and navigate the application system effectively. By following the step-by-step guide outlined in this tutorial, adhering to best practices, utilizing the available tools, and learning from real examples, you can ensure that you or your community receives the full benefit of this vital initiative.

Remember, the system is designed to be inclusive. Even if you face challengesbe it outdated land records, lack of digital access, or confusion over eligibilitythere are official channels and trained personnel ready to assist. Do not be discouraged by initial setbacks. Many farmers, as shown in the real examples, overcame similar obstacles and now rely on PM Kisan for their household stability.

Regularly check your application status, keep your documents updated, and share this knowledge with others. Collective awareness leads to wider inclusion, stronger rural economies, and a more resilient agricultural sector. The ?6,000 annual support may seem modest, but for millions of farming families, it is the difference between subsistence and security.

Apply today. Stay informed. Empower your future.